GENERAL GUIDELINES: Non-owner occupied only; Bank Statements Only; Interest Only Payments; Interest rates based on experiences & FICO; Cross Collateral Blanket Options; Foreign National Program; Direct Lender – access to institutional capital; LENDING CRITERIA 1 YEAR 2 YEAR 4 YEAR; INTEREST RATE 8.50%+; LTV MAX 75%-80%; FICO REQUIREMENT None; PROPERTY TYPES SFR’s/5+; LENDER FEE $1,490; TERM EXTENSION FEE

Home Ownership has never been this easy!  Buyers puts down 1%, lender contributes 2%, giving borrower 3% equity at closing.  Subject to restrictions noted above.  Great low rates and quick closing.  Call Loan Brook, Inc. today to inquire about our conventional, portfolio and alternative documentation programs available for our borrowers.  Thank you!